English Quizzes For IBPS Clerk Prelims 2022 : 17th August – Miscellaneous

TOPIC: Miscellaneous

Directions (1-5): Find out the error, if any. If there is no
error, the answer is (e), i.e. No error. (Ignore the errors of punctuation, if
any.)

Q1. The road from the
(a)/ river bank to the hut (b)/ was more difficult than (c)/ we have feared.
(d)/ No error (e).

Q2. I found that (a)/ I
had had the (b)/ hardest time in writing dialogues (c)/ for elderly people.
(d)/No error (e).

Q3. During the course
of the exhibition, (a)/ the old man who was (b)/ looking cheerful (c)/ kept on
take notes. (d)/No error (e).

Q4. Unable to decide
(a)/ what to do, (b)/ he stared at the fountain (c)/ at the centre of the park.
(d)/ No error (e).

Q5. The bank employees
could remember John (a)/ as he has been maintained (b)/ his account with the
bank (c)/ for the last ten years. (d)/No error (e).

Directions (6-10): Rearrange
the following five sentences (A), (B), (C), (D), and (E) in the proper sequence
to form a meaningful paragraph and then answer the questions given below.

(A) The working group had examined fair-practice
codes adopted by bankers in other domains like UK, Canada, Hong Kong, Singapore
and Australia and prepared a draft Banker’s Fair Practice Code, duly
incorporating some of the finer points from those documents.

(B) The RBI, while announcing the formation of the
Banking Codes and standards Board of India (BCSBI) in the annual Policy
Statement, had requested the IBA to set up a working group to draft a
comprehensive fair practice code, covering all the areas of customer service
for uniform adoption by banks.

(D) Accordingly, the IBA had set up a working group
to study the international practices and review the existing codes.

(E) It further refined the draft code,
incorporating the suggestions from the member banks and submitted it to the
BCSBI.

Q6. Which of the following should be the FIRST
sentence after rearrangement?

(a) A

(b)E

(d)B

(e) D

Q7. Which of the following should be the SECOND
sentence after rearrangement?

(a) D

(b)A

(d)E

(e) C

Q8. Which of the following should be the THIRD
sentence after rearrangement?

(a) C

(b)D

(d)E

(e) A

Q9. Which of the following should be the LAST (FIFTH)
sentence after rearrangement?

(a) B

(b)C

(d)D

(e) E

Q10. Which of the following should be the FOURTH
sentence after rearrangement?

(a) A

(b)B

(d)C

(e) D

Directions (11-15):
In the following passage, some of the words have been left out, each of which
is indicated by a number. Find the suitable word from the options given against
each number and fill up the blanks with appropriate words to make the paragraph
meaningfully complete.

Bank
customers may no (11) have to maintain a minimum balance in their
saving account as the Reserve Bank of India has directed. Banks to do away
with. the practice of levying penalty on account holders who don’t do so. While
this spells good news for account holders, some bankers said this would
increase their (12) and they might start charging for some of the
services they were offering free.

“I
think what they are saying is, if you don’t charge on (13) minimum
balance then you are authorized to charge on the transaction,” said HDFC Bank’s
managing director Aditya Puri.

For
instance, if a customer has a balance of less than Rs. 10000 in the savings
account, the bank may not charge for non-maintenance of minimum balance, but
could (14) charge for more than two ATM transactions a month.

RBI
has urged banks to limit the liability of customers in cases like
non-maintenance of balance or electronic transactions where banks are not able to (15) customer
negligence.

Q11. (a) where

(b) one

(d)body

(e) longer

Q12. (a) prices

(b)assets

(d)costs

(e) rates

Q13. (a) maintaining

(b)putting

(d)transacting

(e) ascertaining

Q14. (a) in spite of

(b) although

(d) despite
of

(e) not

Q15. (a) accuse

(b) show

(d) prove

(e) counter

SOLUTIONS:

S1. Ans.(d)

Sol. As the sentence is in the past tense, ‘have’ should be
replaced with ‘had’.

S2. Ans.(e)

Sol. No error.

S3. Ans.(d)

Sol. Only the gerundial form of verb (V+Ing) is used after
a preposition, so use ‘taking’ in place of ‘take’

S4. Ans.(e)

Sol. No error.

S5. Ans.(b)

Sol. When ‘been + Verb’ is followed by an object, the verb
is used with ‘-ing’ and in this sentence ‘his account’ is the object, so we
should use ‘maintaining’ in place of ‘maintained’

S6. Ans. (d)