JAIIB Paper 1 Syllabus 2022: JAIIB पेपर 1 सिलेबस 2022, चेक करें Subject wise 1 सिलेबस और प्रिपरेशन टिप्स

Subjects

No. of Questions

Total Marks

Duration

Subjects

Principles and Practices of Banking

120

100

2 hours

Principles and Practices of Banking

Accounting and Finance for Bankers

120

100

2 hours

Accounting and Finance for Bankers

Legal and Regulatory Aspects of Banking

120

100

2 hours

Legal and Regulatory Aspects of Banking

Name of the Unit

Topics

Indian Financial System – Overview

Role of RBI, Commercial Banks, NBFCs, PDs, FIs,
Cooperative Banks, CRR, SLR; Equity & Debt Market; IRDA

Banking Regulation

Constitution, Objectives, Functions of RBI;
Tools of Monetary Control; Regulatory Restrictions on Lending

Role of Money Markets, Debt Market and Forex
Market

Types of Money & Debt Market Instruments
incl. G-Secs; ADs, FEMA, LIBOR, MIBOR, etc.

Role & Functions of Capital Markets, SEBI

Overview of Capital Market; Stock Exchange;
Commonly used Terms; Types of Capital Issues; Financial Products/ Instruments
including ASBA, QIP; SEBI; Registration of Stock Brokers, Sub brokers, Share
Transfer Agents, etc. QIBs

Mutual Funds & Insurance Companies,
Bancassurance & IRDA

Types of Mutual Funds, its Management & its
Role; Role & Functions of Insurance Companies Bancassurance; IRDA

Factoring, Forfaiting Services and Off-Balance
Sheet items

Types & advantages of Factoring &
forfeiting services; Types of off-balance sheet items

Risk Management, Basel Accords

Introduction to Risk Management; Basel I, II
& III Accords

CIBIL, Fair Practices Code for Debt 
collection, BCSBI

Role and Functions of CIBIL; Fair Practices
Code for Debt Collection; Codes of BCSBI

Recent Developments in the Financial System

Structure, Reforms in the Indian Financial
System; recent developments in Money, Debt, Forex Markets; Regulatory
Framework; Payments and Settlement System

Name of the Unit

Topics

Banker Customer Relationship

Types; Different Deposit Products &
Services; Services to Customers & Investors

KYC/ AML / CFT norms

PMLA Act; KYC Norms

Bankers’ Special Relationship

Mandate; POA; Garnishee Orders; Banker’s Lien;
Right of Set-off

Consumer Protection – COPRA, Banking Ombudsman
Scheme

Operational Aspects of COPRA Act & Banking
Ombudsman Scheme

Priority Sector Advances

Targets; Sub-Targets; Recent Developments

Agricultural Finance

Types of Agricultural Loans; Risk Mitigation in
agriculture (NAIS, MSP etc. )

Micro, Small and Medium Enterprises

MSMED Act, 2006 Policy Package for MSMEs;
Performance and Credit Rating Scheme; Latest Developments

Government Sponsored Schemes

SGSY; SJSRY; PMRY; SLRS

Payment and Collection of Cheques and Other
Negotiable Instruments

NI Act; Role & Duties of Paying &
Collecting Banks; Endorsements; Forged Instruments; Bouncing of Cheques; Its
Implications; Return of Cheques; Cheque Truncation System

Opening accounts of various types of customers

Operational Aspects of opening and Maintaining
Accounts of Different Types of Customers including Aadhar, SB Rate
Deregulation

Ancillary Services

Remittances; Safe Deposit Lockers; Govt.
Business; EBT

Cash Operations

Cash Management Services and its Importance

Principles of lending, Working Capital 
Assessment and Credit Monitoring

Cardinal Principles; Non-fund Based Limits; WC;
Term Loans; Credit Appraisal Techniques; Sources of WC Funds & its
Estimation; Operating Cycle; Projected Net WC; Turnover Method; Cash Budget;
Credit Monitoring & Its Management; Base Rate

Self Help Groups

Need for & Functions of SHGs; Role of NGOs
in Indirect Finance to SHGs; SHGs & SGSY Scheme; Capacity Building

Credit Cards, Home Loans, Personal Loans,
Consumer Loans

Operational Aspects, Advantages, Disadvantages
& Guidelines of Credit Cards; Procedure and Practices for Home Loans,
Personal Loans and Consumer Loans

Documentation

Types of Documents; Procedure; Stamping;
Securitization

Different Modes of Charging Securities

Assignment; Lien; Set-off; Hypothecation;
Pledge; Mortgage

Types of collaterals and their characteristics

Land & Buildings; Goods; Documents of Title
to Goods; Advances against Insurance Policies, Shares, Book Debts, Term
Deposits, Gold, etc.; Supply Bills

Non Performing Assets

Definition; Income Recognition; Asset
Classification; Provisioning Norms; CDR

Financial Inclusion

BC; BF; Role of ICT in Financial Inclusion,
Mobile based transactions, R SETI

Financial Literacy

Importance of financial literacy, customer
awareness

Name of the Unit

Topics

Essentials of Bank Computerization

Computer Systems; LANs; WANs; UPS; Core Banking

Payment Systems and Electronic Banking

ATMs; HWAK; PIN; Electromagnetic Cards;
Electronic Banking; Signature Storage & Retrieval System; CTS; Note &
Coin Counting Machines; Microfiche; NPC;  RUPAY

Data Communication Network and EFT systems

Components & Modes of Transmission; Major
Networks in India; Emerging Trends in Communication Networks for Banking;
Evolution of EFT System; SWIFT; Automated Clearing Systems; Funds Transfer
Systems; Recent Developments in India

Role of Technology Upgradation and its impact
on Banks

Trends in Technology Developments; Role &
Uses of Technology Upgradation; Global Trends; Impact of IT on Banks

Security Considerations

Risk Concern Areas; Types of Threats; Control
Mechanism; Computer Audit; IS Security; IS Audit; Evaluation Requirements

Overview of IT Act

Gopala Krishna Committee Recommendations

Preventive Vigilance in Electronic Banking

Phishing; Customer Education; Safety Checks;
Precautions

Name of the Unit

Topics

Marketing – An Introduction

Concept; Management; Products & Services;
Marketing Mix; Brand Image

Social Marketing/ Networking

Evolution, Importance & Relevance of Social
Marketing/ Networking

Consumer Behavior and Product

Consumer Behavior; Product Planning,
Development, Strategies, etc.; CRM

Pricing

Importance, Objectives, Factors, Methods,
Strategies of Pricing; Bank Pricing

Distribution

Distribution Channels; Channels for Banking
Services; Net Banking; Mobile Banking

Channel Management

Meaning, Levels, Dynamics, Advantages

Promotion

Role of Promotion in Marketing; Promotion Mix

Role of Direct Selling Agent/ Direct Marketing
Agent in a bank

Definition; Relevance; Banker as DSA/ DMA;
Delivery Channels in Banks; Benefits

Marketing Information Systems – a longitudinal
analysis

Functions & Components of MKIS; MKIS Model;
Use of Computers & Decision Models; Performance of MKIS; Advantages

Name of the Unit

Topics

Ethics, Business Ethics & Banking: An 
integrated Perspective

Business Ethics, Ethical Foundation and Banking
Ethics in Global and Indian Contexts

Ethics at the Individual Level

Values, Norms, Beliefs, Morality, Conflict,
Integrity, Golden Rule, Dilemmas, Decision-Making

Ethical Dimensions: Employees

Obligation to Bank/ Third Parties, Abuse of
Official Position, Sexual Harassment, Conflict of Interest, Fair Accounting
Practices, HRM Ethics, Employees as Ethics Ambassadors & Managers as
Ethical Leaders

Work Ethics and the Workplace

Work Ethics, Benefits of Ethical Behavior,
Unethical Behavior: Causes and Remedies, Code of Ethics Manual,
Whistleblowing in Banks, Whistleblowing Laws in India

Banking Ethics: Changing Dynamics

Ethics and Technology, Data Security and
Privacy, Intellectual Property Rights, Patents and Proprietary Rights, Ethics
of Information Security, Cyber Threats, Digital Rights Management

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