JAIIB Syllabus 2023: JAIIB सिलेबस 2023, डाउनलोड JAIIB अपडेटेड सिलेबस

JAIIB Syllabus

JAIIB सिलेबस 2023 (JAIIB Syllabus 2023), JAIIB की रीढ़ है, जो इंडियन इंस्टीट्यूट ऑफ द बैंकर्स के जूनियर एसोसिएट हैं। इंडियन इंस्टीट्यूट ऑफ बैंकिंग एंड फाइनेंस ने JAIIB सिलेबस (JAIIB Syllabus) को रिवाइस किया है जिसे मई 2023 सत्र से लागू किया जाएगा। JAIIB सिलेबस (JAIIB Syllabus) परीक्षा की तैयारी के लिए विषयों की एक स्पष्ट रूपरेखा प्रदान करता है। उम्मीदवारों को सभी 4 पेपरों के मॉड्यूल से परिचित होना चाहिए। इस पोस्ट में, हमने JAIIB रिवाइज्ड सिलेबस 2023 (JAIIB Revised Syllabus 2023) के बारे में विस्तार से चर्चा की है।

JAIIB Exam Date 2023

JAIIB Syllabus 2023 Revised

JAIIB रिवाइज्ड सिलेबस 2023 (JAIIB Revised Syllabus 2023) उन उम्मीदवारों के लिए है जो 2023 से JAIIB परीक्षा में शामिल होने जा रहे हैं। JAIIB फ्लैगशिप कोर्स के लिए पात्रता प्राप्त करने के इच्छुक उम्मीदवारों को सिलेबस के साथ अपडेट किया जाना चाहिए। JAIIB सिलेबस 2023 (JAIIB Syllabus 2023) से परिचित होने के बाद उम्मीदवारों को अपनी तैयारी के लिए एक रणनीति तैयार करनी चाहिए।

JAIIB Syllabus: Overview

JAIIB सिलेबस 2023 का पूरा विवरण नीचे तालिका में दिया गया है. सभी महत्वपूर्ण बिंदुओं को जल्दी से याद करने के लिए उम्मीदवारों इसे जरुर देख लेना चाहिए.

JAIIB Updated Syllabus Download PDF

JAIIB परीक्षा की तैयारी करने वाले उम्मीदवारों को अपडेटेड पाठ्यक्रम से परिचित होना चाहिए. यहां, हमने JAIIB सिलेबस के लिए पीडीएफ डाउनलोड करने के लिए सीधा लिंक प्रदान किया है. पाठ्यक्रम के साथ तैयारी करने से यह सुनिश्चित होता है कि एक भी विषय छूटा नहीं है.

JAIIB Updated Syllabus Download PDF

JAIIB Syllabus Revised

IIBF द्वारा किए गए परिवर्तनों के अनुसार, JAIIB संशोधित सिलेबस 2023 में 4 अनिवार्य विषय शामिल हैं। उम्मीदवारों को JAIIB सिलेबस की अच्छी और गहन जानकारी होनी चाहिए ताकि एक भी विषय पीछे न छूटे.

Paper 1: Indian Economy and Indian Financial System (IE & IFS)
Paper 2: Principles and Practices of Banking (PPB)
Paper 3: Accounting and Financial Management for Bankers (AFM)
Paper 4: Retail Banking and Wealth Management (RBWM)

Paper 1: Indian Economy and Indian Financial System (IE & IFS)

JAIIB अपडेटेड सिलेबस 2023 का पहला पेपर भारतीय अर्थव्यवस्था और भारतीय वित्तीय प्रणाली (Indian Economy and Indian Financial System) है. JAIIB पेपर 1 पाठ्यक्रम में चार मॉड्यूल हैं: भारतीय आर्थिक संरचना, बैंकिंग से संबंधित आर्थिक अवधारणाएँ, भारतीय वित्तीय संरचना और वित्तीय उत्पाद और सेवाएँ (Indian Economic Architecture, Economic Concepts Related to Banking, Indian Financial Architecture, and Financial Products and Services). यहां, हमने प्रत्येक मॉड्यूल के विषय प्रदान किए हैं.

Module A: Indian Economic Architecture

An Overview of Indian Economy, Sectors of the Indian Economy, Economic Planning in India & NITI Aayog, Role of Priority Sector and MSME in the Indian Economy, Infrastructure including Social Infrastructure, Globalisation- Impact on India, Economic Reforms, Foreign Trade Policy, Foreign Investments and Economic Development, Intemational Economic Organizations (World Bank, IMF, etc.), Climate change, Sustainable Development Goals (SDGs), Issues Facing Indian Economy.

Module B: Economic Concepts Related to Banking

Fundamentals of Economics, Microeconomics, and Macroeconomics and Types of Economies, Supply and Demand, Money Supply and Inflation, Theories of Interest, Business Cycles, Monetary Policy and Fiscal Policy, System of National Accounts and GDP Concepts, Union Budget.

Module C: Indian Financial Architecture

Indian Financial System-An Overview, Indian Banking Structure, Banking Laws – Reserve Bank of India Act, 1934 & Banking Regulation Act, 1949, Development Financial Institutions, Micro Finance Institutions, Non-Banking Financial Companies (NBFCs),Insurance Companies, Indian Financial System- Regulators and Their Roles, Reforms & Developments in the Banking Sector

Module D: Financial Products and Services

Financial Markets, Money Markets, Capital Markets and Stock Exchanges, Fixed Income Markets – Debt and Bond Markets, Foreign Exchange Markets, Interconnectedness of Markets and Market Dynamics, Merchant Banking Services, Derivatives Market, Factoring, Forfaiting and Trade Receivables Discounting System (TReDS), Venture Capital, Lease Finance and Hire Purchase, Credit Rating and Credit Scoring, Mutual Funds, Insurance Products, Pension Products, Para Banking and Financial Services Provided by Banks, Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (Inv!Ts)

Paper 2: Principles and Practices of Banking (PPB)

Principles and Practices of Banking is the second paper for JAIIB Syllabus. PPB comprises four modules, General Banking Operations, Functions of Banks, Banking Technology, and Ethics in Bank and Financial Institutions. Here, we have listed down the module-wise topics for Paper 2.

Module A: General Banking Operations

Banker-Customer Relationship, AML- KYC Guidelines, Operational Aspects of KYC, Opening Accounts of Various Types of Customers, Operational Aspects of Deposit Accounts, Operational Aspects of Handling Clearing/Collection/Cash, Banker’s Special Relationship, Foreign Exchange Remittance Facilities for Individuals, Operational Aspects of NRI Business, Foreign Currency Accounts for Residents and Other Aspects, Cash Management Services and its Importance, Payment and Collection of Cheques and Other Negotiable Instruments, Responsibility of Paying Bank, Responsibility of Collecting Bank, Ancillary Services, Financial Inclusion & Financial Literacy, Customer Service Guidelines, Duties & Rights of a Banker and Customer Rights, Grievancence Redressal & RBI Integrated Ombudsman Scheme 2021, The Consumer Protection Act, 2019: Preamble, Extent and Definitions, The Right to Information Act, 2005.

Module B: Functions of Banks

Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities, Appraisal and Assessment of Credit Facilities, Operational Aspects of Loan Accounts, Types of Collaterals and their Characteristics, Different Modes of Charging Securities, Documentation, Non-Performing Assets/ Stressed Assets, Important Laws Relating to Recovery of Dues, Contracts of Indemnity, Contracts of Guarantee & Bank Guarantee, Letters of Credit, Deferred Payment Guarantee, Laws Relating to Bill Finance, Personal Finance, Priority Sector Advances, Agricultural Finance, Finance to MFIs/Co-Lending Arrangements with NBFCs, Micro, Small and Medium Enterprises in India, Government Sponsored Schemes, Self-Help Groups.

Module C: Banking Technology

Essentials of Bank Computerisation, Operational Aspects of CBS Environment, Alternate Delivery Channels Digital Banking, Data Communication Network and EFT Systems, Digital Payment Systems-NPCI, Impact of Technology Adoption and Trends in Banking Technology, Security Considerations and Mitigation Measures in Banks, Operational Aspects of Cyber Crimes/Fraud Risk Management in Cyber Tech, Technology Trends in Banking, e-RUPI, Fintech – RegTech, Sup Tech, Hashtag Banking etc.

Module D: Ethics in Banks and Financial Institutions

Ethics, Business Ethics & Banking: An Integrated Perspective, Ethics at the Individual Level, Ethical Dimensions: Employees, Work Ethics and the Workplace, Banking Ethics: Changing Dynamics

Paper 3: Accounting and Financial Management for Bankers (AFM)

JAIIB सिलेबस 2023 का पेपर 3 बैंकरों के लिए लेखा और वित्तीय प्रबंधन (Accounting and Financial Management for Bankers) है। लेखांकन सिद्धांत और प्रक्रियाएं, वित्तीय विवरण और कोर बैंकिंग सिस्टम, वित्तीय प्रबंधन, और कराधान और लागत निर्धारण के मूल सिद्धांत ऐसे मॉड्यूल हैं जो उम्मीदवारों को AFM के लिए अध्ययन करने होते हैं (Accounting principles and processes, financial statements & core banking systems, financial management, and taxation & fundamentals of costing are the modules that an aspirants have to study for AFM)।.यहां, उम्मीदवार प्रत्येक मॉड्यूल के विषयों को चेक कर सकते हैं.

Module A: Accounting Principles and Processes

Definition, Scope & Accounting Standards including Ind AS, Basic Accountancy Procedures, Maintenance of Cash/Subsidiary Books and Ledger, Bank Reconciliation Statement, Trial Balance, Rectification of Errors and Adjusting & Closing Entries, Depreciation and its Accounting, Capital and Revenue Expenditure, Bills of Exchange, Operational Aspects of Accounting Entries, Back Office Functions/Handling Unreconciled Entries in Banks, Bank Audit & Inspection.

Module B: Financial Statements and Core Banking Systems

Balance Sheet Equation, Preparation of Final Accounts, Company Accounts-I, Company Accounts-II, Cash Flow and Funds Flow, Final Accounts of Banking Companies, Core Banking Systems and Accounting in Computerised Environment.

Module C: Financial Management

Financial Management -An Overview, Ratio Analysis, Financial Mathematics Calculation of Interest and Annuities, Financial Mathematics Calculation of YTM, Financial Mathematics- Forex Arithmetic, Capital Structure and Cost of Capital, Capital Investment Decisions/Term Loans, Equipment Leasing/Lease Financing, Working Capital Management, Derivatives.

Module D: Taxation and Fundamentals of Costing

Taxation: Income Tax/TDS/Deferred Tax, Goods & Services Tax, An Overview of Cost & Management Accounting, Costing Methods, Standard Costing, Marginal Costing, Budgets and Budgetary Control, Bibliography.

Paper 4: Retail Banking and Wealth Management (RBWM)

रिटेल बैंकिंग एंड वेल्थ मैनेजमेंट (Retail Banking and Wealth Management) JAIIB सिलेबस में जोड़ा गया एक नया पेपर है. इस पेपर में उल्लिखित मॉड्यूल निम्नलिखित हैं: खुदरा बैंकिंग, खुदरा उत्पाद और रिकवरी, सहायक सेवाएं- बैंकिंग सेवाओं/उत्पादों का विपणन, और धन प्रबंधन (Retail Banking, Retail Products and Recovery, Support Services-Marketing of Banking Services/Products, and Wealth Management). विषयों को जानने के लिए, उम्मीदवारों को नीचे देखना चाहिए.

Module A: Retail Banking

Retail Banking: Introduction, Retail Banking: Role within the Bank Operations, Applicability of Retail Banking Concepts and Distinction between Retail and Corporate/Wholesale Banking, Branch Profitability.

Module B: Retail Products and Recovery

Customer Requirements, Product Development Process, Credit Scoring, Important Retail Liability Products, Important Retail Asset Products, Credit and Debit Cards, Remittance Products, Digitisation of Retail Banking Products, Role of AI and Technology in Retail Banking, Recovery of Retail Loans, Management Information Systems, Securitization.

Module C: Support Services- Marketing of Banking Services/Products

Marketing: An Introduction, Delivery Channels in Retail Banking, Delivery Models, Customer Relationship Management in Retail Banking, Service Standards for Retail Banking, Marketing Information Systems-A Longitudinal Analysis.

Module D: Wealth Management

Importance of Wealth Management, Investment Management, Tax Planning,Other Financial Services Provided by Banks