JAIIB PPB Memory Based Questions, JAIIB PPB मेमोरी बेस्ड प्रश्न – Download PPB Questions PDF

 

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बैंकिंग के सिद्धांत और व्यवहार JAIIB (इंडियन इंस्टीट्यूट ऑफ बैंकर्स के जूनियर एसोसिएट) के लिए दूसरा पेपर है। इस परीक्षा में सफलता प्राप्त करने के लिए, उम्मीदवारों के पास comprehensive knowledge और effective study techniques होनी अनिवार्य है। नवीनतम पैटर्न प्रश्नों के अभ्यास के बिना उम्मीदवार की तैयारी अधूरी है। JAIIB PPB Asked Questions उम्मीदवारों को उनकी preparation journey के दौरान ध्यान केंद्रित करने के लिए identify recurring topics और important areas को जानने में मदद करते हैं। आज इस पोस्ट में,  JAIIB PPB मेमोरी बेस्ड क्वेश्चन फ्री PDF (JAIIB PPB Memory Based Questions Free PDF) प्रदान किया गया है।

 

 

JAIIB PPB Exam Analysis 2023

 

JAIIB PPB Memory Based Recollected Questions

JAIIB PPB Memory Based Recollected Questions आगामी परीक्षा के इच्छुक बैंकिंग और वित्तीय क्षेत्र के कर्मचारियों के लिए एक बहुत प्रभावी study tool है। ये प्रश्न मई सेशन के लिए JAIIB PPB परीक्षा 2023 के आधार पर संकलित किए गए हैं और भविष्य के उम्मीदवारों को उनकी परीक्षा की तैयारी में सहायता करने के लिए साझा किए गए हैं। JAIIB PPB Recollected Questions परीक्षा में आने वाले प्रश्नों के टाइप को समझने में हेल्पफुल है, जिससे उम्मीदवारों को format, question structure और topic distribution का पता चलता है।

 

JAIIB PPB Memory Based Questions Free PDF

JAIIB PPB मेमोरी बेस्ड क्वेश्चन फ्री PDF को एक्सेस करने का डायरेक्ट लिंक नीचे दिया गया है। उम्मीदवारों के अभ्यास के लिए हमने यहां JAIIB PPB प्रश्न भी प्रदान किए हैं-

 

JAIIB PPB Memory Based Questions Download Free PDF

JAIIB PPB Questions For Practice

Q1. Which of the following statements is/are correct about Bank Computerisation in India?

1. The concept of Bank Computerisation started in 1980-81.
2. In 1983, a committee was set up to study the possibilities and stages involved in bank computerisation.
3. The First Rangarajan Committee Report on bank mechanisation was submitted in 1983.
4. The Second Rangarajan Committee was constituted in the year 1985.

(a) 1,2, and 3

(b) 2, 3, and 4

(c) 1, 2, and 4

(d) Only 1, 2

S1. Ans. (d)

Q2. Which of the following statements is/are not correct regarding Local Area Networks (LANs)?

1. LAN is a computer network that links computers, network devices, and peripherals within a localized area, such as a building.
2. LAN uses network adapters that employ special techniques to share a common medium between connected nodes.
3. The distance and the number of nodes supported in a LAN depend on the medium used to establish the network.
4. LAN usually extends beyond 100 meters for Cat5e cables.

(a) 1,2, and 3

(b) Only 4

(c) 1, 2, and 4

(d) Only 1, 2

S2. Ans. (b)

Q3. Which of the following functions are not performed by CBS?

1. Customer accounts management
2. Office account management
3. Loans disbursal and management
4. Email Management Statement
5. Generation of Reports, multi-currency Balance sheets, and P&L Statements

(a) 1,2, and 3

(b) Only 1,2

(c) 2, 3, and 4

(d) Only 4

S3. Ans. (d)

Q4. Read the following statements carefully.

1. The security policy should address specific capabilities of operating systems and ensure that the available security features are implemented.
2. The password file should be encrypted.
3. File maintenance should be a part of the normal user’s access level.
4. Access levels should not be periodically reviewed by the internal auditor.
5. The Chief information security officer should ensure that available features have been implemented.

Choose the following option is/are true regarding Logical Access Control.

(a) i, ii, and iii

(b) Only i, ii

(c)  iii, iv and v

(d) i, ii and v

S4. Ans. (d)

Q5. Which of the following services can be availed at ATMs?

1. Cash Withdrawal, Cheque Book Request, and Credit Card Payment
2. Balance Enquiry, User details updation, and Insurance Premium Payment
3. Funds Transfer, Statement Enquiry, and Aadhaar Updation
4. Utility bill payment, Cheque deposit, and Term deposit opening

(a) i, ii, and iii

(b) Only i, ii

(c)  iii, iv and v

(d) All of the above

S5. Ans. (d)

Q6. Which of the following is not true regarding payment options in credit cards?

1. The cardholder has the option to pay the entire amount as soon as the card account is debited.
2. The cardholder can pay only a certain percentage of the debited amount.
3. The cardholder cannot pay the amount in monthly installments.
4. No service fee is charged on the amount if the payment is deferred.

(a) 1 and 2 only

(b) 3 and 4 only

(c) 2, 3 and 4 only

(d) 1, 2 and 3 only

S6. Ans. (b)

Q7. Read the following statements carefully-

1. They are made of copper wires and are prone to electromagnetic interference
2. They are not affected by electromagnetic interference and provide high-quality transmission of signals at very high speeds
3. They are useful for short-distance communication only
4. They are the least popular cables currently in use due to their high cost and inconvenience

Select the correct option for optical fibre cables.

(a) i, ii, and iii

(b) Only ii

(c)  iii, iv and v

(d) i, ii and v

S7. Ans. (b)

Q8. What is the definition of EFT as per the Uniform Commercial Code (UCC) of the USA?

1. A payment system through which payment orders by a bank can be transmitted to the bank to which the order is addressed.
2. A communication system of clearing house or other association of banks.
3. A mechanism for transferring funds in real time.
4. A system for processing interbank payments.

(a) 1 only

(b) 1 and 4 only

(c) 2, 3 and 4 only

(d) 1, 2 and 3 only

S8. Ans. (a)

Q9. Which of the following is not a facilitator of EFT in India?

1. NEFT
2. Cheque Truncation System (CTS)
3. Fedwire
4. IMPS

(a) i, ii, and iii

(b) Only iii

(c)  ii, iii and iv

(d) All of the above

S9. Ans. (b)

Q10. Which of the following electronic clearing systems in India allows instant fund transfer 24×7?

1. ECS
2. RTGS
3. IMPS
4. UPI

(a) i, ii, and iii

(b) Only iii

(c) Only ii

(d) All of the above

S10. Ans. (b)

Q11. Choose the correct statement(s) regarding technology developments in the banking industry:

1. Indian banks have been investing in digital technologies to promote digital banking for the past few years.
2. Broadband internet has become more affordable to customers and has enabled banks to roll out many banking services through mobile and internet banking.
3. Implementing new technologies is always inexpensive for banks.
4. Banks no longer use demographic-based clusters to target customers.

(a) 1,2 only

(b) 1 and 4 only

(c) 2, 3 and 4 only

(d) All of the above

S11. Ans. (a)

Q12. Which of the following statements regarding online delivery of banking services is/are correct?

• Banks use the net to offer Internet banking services, including routine transactions such as balance enquiry, transfer between accounts, and bill payments.
• Banks use the internet only for selling financial products.
• Banks do not use the Internet for offering financial advice.
• Banks use the internet for offering routine transactions only.

(a) i, ii, and iii

(b) Only i

(c) Only i, ii

(d) All of the above

S12. Ans. (b)

Q13. Read the following statements carefully-

1. Incorrect data can have serious implications in decision-making.
2. The potential impact of erroneous data can result in playing havoc with an organisation’s business.
3. Inadequate control over data is the single largest factor, which promotes the scope of fraud.

Choose the correct option regarding the importance of data and software in an organization.

(a) 1,2 only

(b) 1, 3 only

(c)  2, 3 only

(d) All of the above

S13. Ans. (d)

Q14. Which of the following statements is/are not true regarding fraudulent transactions in computerized systems?

1. Special programs such as utility programs may be used to make unauthorized changes to computerized records in a way that bypasses the validation controls built into the computer systems.
2. Unauthorised manipulation in the important files by bypassing the security controls.
3. Unauthorised amendments made to the payment instructions after their entry into the computer system.

(a) i, ii, and iii

(b) Only iii

(c) Only i, ii

(d) All of the above

S14. Ans. (b)

Q15. What are the causes that facilitate computer fraud?

1. Inadequate control over data/media.
2. Easy access mechanism of systems.
3. Inadequate control over outputs.

(a) i, and ii

(b) ii and iii

(c) Only i,

(d) All of the above

S15. Ans. (d)

Q16. Read the following statements carefully-

1. Administrative controls are limited to defining responsibilities and formal policies only.
2. Transactions should be validated against limits, balances, and authorized before being processed.
3. Stop payments, post-dated cheques, stale cheques and cheques with invalid dates should be validated.
4. Validation of sensitive parameters like maximum/minimum days allowed, maximum/minimum rates, and drawing limits.

Select the correct option about administrative controls applicable to customer accounting.

(a) i, and ii

(b) ii, iii, and iv

(c) i, ii, and iii

(d) All of the above

S16. Ans. (d)

Q17. Which of the following risks can arise from cyber-attacks on banks?

1. Loss of productivity due to business disruption.
2. Cost of investigation.
3. Reputational benefits.
4. Increase in investment returns.

(a) 1,2 only

(b) 2, 3 only

(c)  3, 4 only

(d) All of the above

S17. Ans. (a)

Most Important Questions for JAIIB PPB

JAIIB PPB Free PDF of Memory Based Questions Significance

JAIIB PPB Asked Questions Free PDF उम्मीदवारों के लिए फायदेमंद साबित होने के निम्नलिखित कारण हैं-

• Understanding Exam Pattern
• Providing Exam Experience
• Identifying Knowledge Gaps
• Exposure to Varied Question Types

 

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