बैंकिंग अवेयरनेस क्विज 2024 – भारत में फंड ट्रांसफर सिस्टम (Fund Transfer System in India) से संबंधित प्रश्न

BANKING AWARENESS QUESTIONS

TOPIC –  भारत में फंड ट्रांसफर सिस्टम (Fund Transfer System in India)

Q1. NEFT का पूरा नाम क्या होगा-

(a)National Electronic Folio Transfer

(b)National Equity Funds Transfer

(c)National Electronic Funds Transfer

(d)National Easy Funds Transfer

(e)None of these

Q2. RTGS का पूरा नाम क्या होगा-

(a)Real Time Gross Settlement

(b)Real Time Grand Settlement

(c)Real Transfer Gross Settlement

(d)Real Time Goods Settlement

(e)None of these

Q3. निम्नलिखित में कौन सा एक बैंक से दूसरे बैंक में इलेक्ट्रॉनिक फंड ट्रांसफर का साधन नहीं है?

(a)RTGS

(b)NPA

(c)NEFT

(d)IMPS

(e)None of these

Q4. UPI का पूरा नाम होगा-

(a)Unique Payments
Interface

(b)Unified Process Interface

(c)United Payments Interface

(d)Unified Payments Interface

(e)None of these

Q5. IMPS का यूज़ किया जाता हैं…

(a)Fixed Deposits

(b)Fund Transfer

(c)Opening Current Account

(d)Provide Loans

(e)All of these

Q6. RTGS लेनदेन के लिए न्यूनतम सीमा क्या है?

(a)Rs. 2 लाख

(b)Rs. 1 लाख

(c)Rs. 3 लाख

(d)Rs. 4 लाख

(e)None of these

Q7. यूनिफाइड पेमेंट्स इंटरफेस एक रियल-टाइम भुगतान प्रणाली है जो VPA का उपयोग करके किसी भी स्मार्टफोन के माध्यम से लेनदेन करने में सक्षम बनाती है। VPA का मतलब हैं……….

(a)Virtual Payment Admin

(b)Virtual Process Address

(c)Virtual Payment Address

(d)Virtual Payment Activation

(e)None of these

Q8. भारत में नेशनल इलेक्ट्रॉनिक फंड ट्रांसफर (NEFT) कब शुरू हुआ?

(a)1999

(b)2001

(c)2009

(d)2005

(e)None of these

Q9. UPI में हम मोबाइल के द्वारा किसी भी बैंक खाते में बिना ………….. डाले बिना पैसे भेज सकते हैं।

(a)Net banking password

(b)Receiver’s account number

(c)Debit card details

(d)All of these

(e)None of these

Q10. NEFT एक इलेक्ट्रॉनिक फंड ट्रांसफर सिस्टम है, जो पूरे देश में सीधे एक-से-एक भुगतान की सुविधा देता है। निम्नलिखित में से क्या NEFT लेनदेन के लिए अनिवार्य नहीं है?

(a)IFSC Code

(b)Recipient’s bank account number

(c)Recipient’s bank account name

(d)MICR Code

(e)None of these

ANSWER KEY 

S1.Ans.(c)

Sol. National Electronic Funds Transfer (NEFT) is an Indian system of electronic transfer of money from one bank to another.

S2.Ans.(a)

Sol. Real Time Gross Settlement, abbreviated as RTGS systems are specialist funds transfer systems where the transfer of money or securities takes place from one bank to any other bank on a “real-time” and on a “gross” basis.

S3.Ans.(b)

Sol. Different means of electronic fund transfer from one bank to another are NEFT, RTGS, IMPS, UPI.

S4.Ans.(d)

Sol. Unified Payments Interface (UPI) is an instant payment system developed by the National Payments Corporation of India (NPCI), an RBI regulated entity.

S5.Ans.(b)

Sol. ‘IMPS’ is an acronym for Immediate Payment Service. It is a 24 x 7 electronic fund transfer service which carries out the transaction between two bank accounts immediately and in real-time.

S6.Ans.(a)

Sol. The minimum amount for RTGS transaction is Rs 2 lakhs.

S7.Ans.(c)

Sol. A Virtual Payment Address (VPA) is a unique identifier that helps UPI to track a person’s account. It acts as an ID independent of your bank account number and other details. VPA can be used to make and request payments through a UPI-enabled app.

S8.Ans.(d)

Sol. Started in November 2005, the setup was established and maintained by Institute for Development and Research in Banking Technology. NEFT enables bank customers in India to transfer funds between any two NEFT-enabled bank accounts on a one-to-one basis.

S9.Ans.(d)

Sol. Send money up to Rs 1 lakh to any bank account through your mobile without entering debit/credit card details,
netbanking/wallet password or even knowing the receiver’s account number.

S10.Ans.(d)

Sol. The customer fills an application form providing details of the beneficiary (like name, bank, branch name, IFSC, account type and account number) and the amount to be remitted.