JAIIB Paper 1 Syllabus 2022: JAIIB पेपर 1 सिलेबस 2022, चेक करें Subject wise 1 सिलेबस और प्रिपरेशन टिप्स

JAIIB Paper 1 Syllabus 2022: JAIIB सिलेबस 2022, JAIIB परीक्षा 2022 का सबसे महत्वपूर्ण फैक्टर है क्योंकि सिलेबस परीक्षा के पैटर्न और परीक्षा में पूछे जाने वाले प्रश्नों को समझने में मदद करता है. JAIIB सिलेबस अन्य किसी परीक्षा के सिलेबस की तुलना में विशाल है और सबसे महत्वपूर्ण कारकों में से एक है इसलिए उम्मीदवारों को परीक्षा की तैयारी प्रक्रिया को समझने के लिए इसके बारे में अच्छी तरह पता होना चाहिए. भारतीय बैंकिंग और वित्त संस्थान (IIBF) JAIIB परीक्षा पैटर्न और पाठ्यक्रम निर्धारित करता है रणनीतिक तरीके से तैयारी करने के लिए उम्मीदवारों को नवीनतम परीक्षा संरक्षक और JAIIB सिलेबस 2022 के साथ अच्छी तरह से अवगत होना चाहिए. उम्मीदवारों के लिए हमने JAIIB सिलेबस 2022 को व्यापक तरीके से प्रदान किया है.

JAIIB Paper 1 Syllabus 2022 Topic wise Paper 1 Syllabus & Preparation Tips

जैसा कि आप सभी जानते है JAIIB परीक्षायें आगामी 11,12 और 19 जून 2022 को आयोजित होने वाली है, JAIIB परीक्षा 2022 में 3 पेपर होंगे. JAIIB के प्रत्येक पेपर को अलग-अलग मॉड्यूल में बांटा गया है. JAIIB परीक्षा 2022 को पास करने के लिए एक उम्मीदवार को सभी तीन पेपर और उनके विभिन्न मॉड्यूल को कवर करने की आवश्यकता होती है. JAIIB परीक्षा 2022 के लिए विस्तृत परीक्षा पैटर्न नीचे दी गई तालिका में दिया गया है:

Subjects	No. of Questions	Total Marks	Duration	Subjects
Principles and Practices of Banking	120	100	2 hours	Principles and Practices of Banking
Accounting and Finance for Bankers	120	100	2 hours	Accounting and Finance for Bankers
Legal and Regulatory Aspects of Banking	120	100	2 hours	Legal and Regulatory Aspects of Banking

नीचे दिए गए लेख में हमने JAIIB पेपर 1 सिलेबस 2022 पर विस्तृत तरीके से चर्चा की है.

JAIIB Paper 1 Syllabus: Principles and Practices of Banking

JAIIB परीक्षा 2022 का पेपर -1 बैंकिंग के सिद्धांत और व्यवहार है जिसे आगे पांच मॉड्यूल में विभाजित किया गया है. उम्मीदवार को पांच मॉड्यूल के सभी विषयों से परिचित होना चाहिए ताकि पेपर 1 JAIIB परीक्षा 2022 में सबसे अधिक अंक प्राप्त करने वाला विषय बन जाए. JAIIB पेपर 1 के विभिन्न मॉड्यूल उनके विषयों के साथ नीचे चर्चा की गई है

Module A: Indian Financial System

First Module of the JAIIB Paper 1 Syllabus is The Indian Financial System. In the table below the units and their respective topics are given:

Name of the Unit	Topics
Indian Financial System – Overview	Role of RBI, Commercial Banks, NBFCs, PDs, FIs, Cooperative Banks, CRR, SLR; Equity & Debt Market; IRDA
Banking Regulation	Constitution, Objectives, Functions of RBI; Tools of Monetary Control; Regulatory Restrictions on Lending
Role of Money Markets, Debt Market and Forex Market	Types of Money & Debt Market Instruments incl. G-Secs; ADs, FEMA, LIBOR, MIBOR, etc.
Role & Functions of Capital Markets, SEBI	Overview of Capital Market; Stock Exchange; Commonly used Terms; Types of Capital Issues; Financial Products/ Instruments including ASBA, QIP; SEBI; Registration of Stock Brokers, Sub brokers, Share Transfer Agents, etc. QIBs
Mutual Funds & Insurance Companies, Bancassurance & IRDA	Types of Mutual Funds, its Management & its Role; Role & Functions of Insurance Companies Bancassurance; IRDA
Factoring, Forfaiting Services and Off-Balance Sheet items	Types & advantages of Factoring & forfeiting services; Types of off-balance sheet items
Risk Management, Basel Accords	Introduction to Risk Management; Basel I, II & III Accords
CIBIL, Fair Practices Code for Debt collection, BCSBI	Role and Functions of CIBIL; Fair Practices Code for Debt Collection; Codes of BCSBI
Recent Developments in the Financial System	Structure, Reforms in the Indian Financial System; recent developments in Money, Debt, Forex Markets; Regulatory Framework; Payments and Settlement System

Module B: Functions of Banks

मॉड्यूल B बैंकों के कार्यों से संबंधित है. बैंकों के कार्यों की इकाइयों और विषयों को नीचे दी गई तालिका में संक्षेपित किया गया है.

Name of the Unit	Topics
Banker Customer Relationship	Types; Different Deposit Products & Services; Services to Customers & Investors
KYC/ AML / CFT norms	PMLA Act; KYC Norms
Bankers’ Special Relationship	Mandate; POA; Garnishee Orders; Banker’s Lien; Right of Set-off
Consumer Protection – COPRA, Banking Ombudsman Scheme	Operational Aspects of COPRA Act & Banking Ombudsman Scheme
Priority Sector Advances	Targets; Sub-Targets; Recent Developments
Agricultural Finance	Types of Agricultural Loans; Risk Mitigation in agriculture (NAIS, MSP etc. )
Micro, Small and Medium Enterprises	MSMED Act, 2006 Policy Package for MSMEs; Performance and Credit Rating Scheme; Latest Developments
Government Sponsored Schemes	SGSY; SJSRY; PMRY; SLRS
Payment and Collection of Cheques and Other Negotiable Instruments	NI Act; Role & Duties of Paying & Collecting Banks; Endorsements; Forged Instruments; Bouncing of Cheques; Its Implications; Return of Cheques; Cheque Truncation System
Opening accounts of various types of customers	Operational Aspects of opening and Maintaining Accounts of Different Types of Customers including Aadhar, SB Rate Deregulation
Ancillary Services	Remittances; Safe Deposit Lockers; Govt. Business; EBT
Cash Operations	Cash Management Services and its Importance
Principles of lending, Working Capital Assessment and Credit Monitoring	Cardinal Principles; Non-fund Based Limits; WC; Term Loans; Credit Appraisal Techniques; Sources of WC Funds & its Estimation; Operating Cycle; Projected Net WC; Turnover Method; Cash Budget; Credit Monitoring & Its Management; Base Rate
Self Help Groups	Need for & Functions of SHGs; Role of NGOs in Indirect Finance to SHGs; SHGs & SGSY Scheme; Capacity Building
Credit Cards, Home Loans, Personal Loans, Consumer Loans	Operational Aspects, Advantages, Disadvantages & Guidelines of Credit Cards; Procedure and Practices for Home Loans, Personal Loans and Consumer Loans
Documentation	Types of Documents; Procedure; Stamping; Securitization
Different Modes of Charging Securities	Assignment; Lien; Set-off; Hypothecation; Pledge; Mortgage
Types of collaterals and their characteristics	Land & Buildings; Goods; Documents of Title to Goods; Advances against Insurance Policies, Shares, Book Debts, Term Deposits, Gold, etc.; Supply Bills
Non Performing Assets	Definition; Income Recognition; Asset Classification; Provisioning Norms; CDR
Financial Inclusion	BC; BF; Role of ICT in Financial Inclusion, Mobile based transactions, R SETI
Financial Literacy	Importance of financial literacy, customer awareness

Module C: Banking Technology

Banking Technology is the third module of the JAIIB Paper 1 syllabus which mainly consists of topics related to technology in banking.

Name of the Unit	Topics
Essentials of Bank Computerization	Computer Systems; LANs; WANs; UPS; Core Banking
Payment Systems and Electronic Banking	ATMs; HWAK; PIN; Electromagnetic Cards; Electronic Banking; Signature Storage & Retrieval System; CTS; Note & Coin Counting Machines; Microfiche; NPC; RUPAY
Data Communication Network and EFT systems	Components & Modes of Transmission; Major Networks in India; Emerging Trends in Communication Networks for Banking; Evolution of EFT System; SWIFT; Automated Clearing Systems; Funds Transfer Systems; Recent Developments in India
Role of Technology Upgradation and its impact on Banks	Trends in Technology Developments; Role & Uses of Technology Upgradation; Global Trends; Impact of IT on Banks
Security Considerations	Risk Concern Areas; Types of Threats; Control Mechanism; Computer Audit; IS Security; IS Audit; Evaluation Requirements
Overview of IT Act	Gopala Krishna Committee Recommendations
Preventive Vigilance in Electronic Banking	Phishing; Customer Education; Safety Checks; Precautions

Module D: Support Services Marketing of Banking Services/Products

The units and topics involved in Module D are discussed in the table below:

Name of the Unit	Topics
Marketing – An Introduction	Concept; Management; Products & Services; Marketing Mix; Brand Image
Social Marketing/ Networking	Evolution, Importance & Relevance of Social Marketing/ Networking
Consumer Behavior and Product	Consumer Behavior; Product Planning, Development, Strategies, etc.; CRM
Pricing	Importance, Objectives, Factors, Methods, Strategies of Pricing; Bank Pricing
Distribution	Distribution Channels; Channels for Banking Services; Net Banking; Mobile Banking
Channel Management	Meaning, Levels, Dynamics, Advantages
Promotion	Role of Promotion in Marketing; Promotion Mix
Role of Direct Selling Agent/ Direct Marketing Agent in a bank	Definition; Relevance; Banker as DSA/ DMA; Delivery Channels in Banks; Benefits
Marketing Information Systems – a longitudinal analysis	Functions & Components of MKIS; MKIS Model; Use of Computers & Decision Models; Performance of MKIS; Advantages

Module E: Ethics in Bank and Financial Institutions

Ethics is a necessary thing in banks and Financial Institutions. The fifth module of the Principles and Practices of Banking is related to ethics.

Name of the Unit	Topics
Ethics, Business Ethics & Banking: An integrated Perspective	Business Ethics, Ethical Foundation and Banking Ethics in Global and Indian Contexts
Ethics at the Individual Level	Values, Norms, Beliefs, Morality, Conflict, Integrity, Golden Rule, Dilemmas, Decision-Making
Ethical Dimensions: Employees	Obligation to Bank/ Third Parties, Abuse of Official Position, Sexual Harassment, Conflict of Interest, Fair Accounting Practices, HRM Ethics, Employees as Ethics Ambassadors & Managers as Ethical Leaders
Work Ethics and the Workplace	Work Ethics, Benefits of Ethical Behavior, Unethical Behavior: Causes and Remedies, Code of Ethics Manual, Whistleblowing in Banks, Whistleblowing Laws in India
Banking Ethics: Changing Dynamics	Ethics and Technology, Data Security and Privacy, Intellectual Property Rights, Patents and Proprietary Rights, Ethics of Information Security, Cyber Threats, Digital Rights Management