Dear Aspirants,
LIC AAO Mains 2019- Financial and Insurance Market Questions
As we know, LIC has released both the vacancies of AAO (Assistant Administrative Officer) & ADO (Apprentice Development Officer). Insurance Market & Financial Awareness is a newly introduced section which will be asked in both the exams. LIC AAO mains 2019 is scheduled to be held on 28th June. While LIC ADO Prelims 2019 is scheduled to be held on 6th & 13th July. Here is a quiz on Insurance Market & Financial Awareness being provided by Adda247 for free to let you practice the best of latest pattern Questions for LIC examination for sure shot selection.
Q1. बैंक द्वारा बहुत छोटे उधारकर्ता को 10000 रुपये के ऋण की वित्तीय सहायता को क्या कहा जाता?
Solution:
The financial assistance of loans of Rs. 10000 by a bank to very a small borrower will be called Microfinance.
Q2. एक भारतीय डिपोजिटरी रिसीप्ट(आईडीआर) क्या है?
Solution:
An IDR is an instrument denominated in Indian Rupees in the form of a depository receipt created by a Domestic Depository (custodian of securities registered with the Securities and Exchange Board of India) against the underlying equity shares of issuing company to enable foreign companies to raise funds from the Indian securities Markets.
Q3. कई बार हम समाचार पत्रों में future trading के बारे में पढ़ाते हैं. ‘future trading’ क्या है?
I. यह किसी भी दो स्टॉक एक्सचेंजों के बीच व्यापार के अलावा कुछ भी नहीं है, जिसमें एक दूसरे के शेयरों को एक वर्ष में एक निश्चित कीमत पर खरीदने का फैसला किया जाता है
II. यह भविष्य में अंतर्निहित संपत्ति खरीदने या बेचने के लिए दोनों पक्षों के बीच एक समझौता है.
III. यह स्टॉक एक्सचेंजों के बीच एक समझौता है कि वे भविष्य में या किसी निश्चित अवधि के लिए किसी भी परिस्थिति में एक-दूसरे के शेयरों का व्यापार नहीं करेंगे.
नीचे दिए गए कूट का उपयोग कर सही उत्तर का चयन करें
Solution:
It is an agreement between two parties – a buyer and a seller – wherein the former agrees to purchase from the latter, a fixed number of shares or an index at a specific time in the future for a pre-determined price.
Q4. वित्तीय लेनदेन में उल्लिखित निम्नलिखित में से किसे ऋण उपकरण नहीं कहा जा सकता है?
Solution:
Debt instruments are assets that require a fixed payment to the holder, usually with interest. Examples of debt instruments include bonds (government or corporate), mortgages, Commercial Paper and Certificate of Deposits.
Q5. पूंजी बाजार में, ऋणपत्र शब्द किसके संदर्भ के साथ प्रयोग किया जाता है?
Solution:
Arbitrage is basically buying a security in one market and simultaneously selling it in another market at a higher price, profiting from the temporary difference in prices. This is considered risk-free profit for the investor/trader.
Q6. कुछ वित्तीय समाचार पत्र में यह एक बिल्हुल नया कि इक्विटी योजनायें मजबूत एनएवी लाभ को व्यवस्थित करती है जो उनकी संपत्ति को बढ़ाता है. एनएवी (NAV) का पूर्णरूप क्या है?
Solution:
Equity schemes managed strong Net Asset Value (NAV) gains which boost their assets’ was a new in some financial newspapers.
Q7. सेबी एक _______ है
Solution:
Securities and Exchange Board of India (SEBI) is the regulator for the securities market in India. It was established in the year 1988 and given statutory powers on 30 January 1992 through the SEBI Act, 1992.
Q8. निम्नलिखित में से किस निकाय ने सार्वजनिक क्षेत्र के बैंकों के साथ मिलकर भारतीय प्रतिभूति व्यापार निगम लिमिटेड (STCI) को बढ़ावा दिया?
Solution:
STCI Finance Ltd. (formerly known as Securities Trading Corporation of India Limited), is a systemically important non-deposit taking NBFC registered with Reserve Bank of India. Presently STCI Finance Ltd is classified as a loan NBFC.
Q9. वाणिज्यिक पत्र _____ द्वारा जारी किए जाते हैं-
Solution:
Commercial paper is an unsecured form of promissory note that pays a fixed rate of interest. It is typically issued by large banks or corporations to cover short-term receivables and meet short-term financial obligations, such as funding for a new project.
Q10. निम्नलिखित में से किसे डीमैट खाते के रूप में पहचाना जा सकता है?
Solution:
Dematerialized account number is quoted for all transactions to enable electronic settlements of trades to take place. Every shareholder will have a Dematerialized account for the purpose of transacting.
Q11. भारत का सामान्य बीमा निगम (GIC) भारत में एक राज्य के स्वामित्व वाला उद्यम है. GIC का मुख्य कार्यालय कहाँ है?
Solution:
GIC of India is a state owned enterprise in India. The head office of GIC is in Mumbai.
Q12. भारतीय जीवन बीमा निगम एक भारतीय राज्य के स्वामित्व वाली बीमा समूह और निवेश कंपनी है. LIC की स्थापना किस वर्ष में हुई थी?
Solution:
Life Insurance Corporation of India is an Indian state-owned insurance group and investment company headquartered in Mumbai. It was founded in 1956.
Q13. भारत के जनरल इंश्योरेंस कॉर्पोरेशन (GIC) को कंपनी अधिनियम, 1956 के तहत _________________________ पर निजी कंपनी द्वारा शेयरों के रूप में दिया गया था.
Solution:
General Insurance Corporation of India (GIC) was formed in pursuance of Section 9(1) of GIBNA. It was incorporated on 22 November 1972 under the Companies Act, 1956 as a private company limited by shares. GIC was formed for the purpose of superintending, controlling and carrying on the business of general insurance.
Q14. LIC का गठन संसद के अधिनियम द्वारा किया गया था, अर्थात भारत सरकार से एलआईसी अधिनियम, 1956,__________ रुपये के पूंजी योगदान के साथ गठित हुई.
Solution:
LIC formed by an Act of Parliament, viz. LIC Act, 1956, with a capital contribution of Rs. 5 crore from the Government of India.
Q15. वर्तमान में GIC के अध्यक्ष-सह-प्रबंध निदेशक कौन हैं?
Solution:
Mrs Alice G Vaidyan is present Chairman-cum-Managing Director of GIC .