IBPS Clerk Prelims English Language 16th October, 2020 – Miscellaneous

Directions (1-7): In the following passage,
some of the words have been left out, each of which is indicated by a number.
Find the suitable word from the options given against each number and fill up
the blanks with appropriate words to make the paragraph meaningfully complete.

In what has
been widely termed as a last-ditch effort at resolving the __(1)____ burden of
bad loans in the Indian banking sector, the Union government on May 5 issued an
ordinance that seeks to stem the rot that has been __(2)___ in the sector for
almost a decade. The ordinance, which amends on a temporary basis provisions of
the Banking Regulation Act until its ratification by Parliament, allows the
Reserve Bank of India (RBI) to ___(3)____direct control in settling
non-performing assets (NPAs), which are now close to Rs.10 lakh crore.

That public
sector banks, which carry the heaviest burden of NPAs, would have to undergo a
deep “haircut” was always a possibility; but the ordinance now raises fears
that the banks would have to go for a tonsure even as ___(4)___ and truant
borrowers get off scot-free.

The key
provisions of the ordinance pertain to the manner in which outstanding loans,
especially those of large borrowers, can be renegotiated in a far more
aggressive manner than earlier with the central bank acting as some kind of a
referee, only this referee would __(5)_____ like a supremo. There are serious
problems with this approach because, shorn of the legalese, what the ordinance
__(6)___is the creation of an arena in which truant borrowers—many of whom have
not only borrowed beyond their means but have even willfully avoided repaying
the loans—can sit across the table and bargain with the banks about how much
they would pay and on what __(7)__.

Q1. (a)
boosting
(b) arriving
(c) burgeoning
(d) developing
(e) progressing

Q2. (a)
festering
(b) infecting
(c) blistering
(d) concocting
(e) dissolving

Q3. (a) applying
(b) interfere
(c) make
(d) exercise
(e) kept

Q4. (a)
indolent
(b) insolent
(c) senseless
(d) intrepid
(e) reckless

Q5. (a)
consider
(b) function
(c) treat
(d) move
(e) practices

Q6. (a)
facilitates
(b) push
(c) severe
(d) indulges
(e) provide

Q7. (a) practice
(b) regulation
(c) rule
(d) terms
(e) promise

Direction (8-15): Read each sentence to find out whether
there is any grammatical or idiomatic error in it. The error, if any, will be
in one part of the sentence. The number of that part is the answer. If there is
‘No error’, the answer is (e). (Ignore errors of punctuation, if any.)

Q8. He is
almost quite competent (a)/ for the post of Manager; (b)/ so when given a
chance, (c)/he can lead the company to its goal (d)/ No error. (e)

Q9. He asked me
(a)/ that why I was (b)/ not preparing for the (c)/ Civil service Examinations
(d)/ No error. (e)

Q10. It was
almost (a)/ ten years ago since he wrote (b)/ a letter to me to (c)/ remind me
of my lapses (d)/ No error (e)

Q11. By whom
(a)/ was he helped (b)/ when he seriously wounded(c)/ by a terrorist? (d)/ No
error (e)

Q12. She held
something (a)/ at her side which (b)/ was totally hiding (c)/ by the folds of
her sari. (d)/ No error. (e)

Q13. Accepting
(a)/ all sorts of challenges (b)/ that life offers is (c)/ a pleasure to the
brave (d)/ No error (e)

Q14. Mr. Gupta
disowned (a)/ his son only because (b)/ he was married (c)/ a blind girl. (d)/
No error. (e)

Q15. He was
determined to (a)/ participate in the car race (b)/ even though he knew (c)/
that he will not succeed. (d)/ No error. (e)

SOLUTION:

S1.
Ans. (c)

S2.
Ans. (a)

S3.
Ans. (d)

S4.
Ans. (e)

S5.
Ans. (b)

S6.
Ans. (a)

S7.
Ans. (d)

S8. Ans. (a)

Sol. ‘almost’
will not be used here because Adverb is not used before ‘quite’.

S9. Ans. (b)

Sol. ‘that’
will not be used as in indirect narration before ‘Wh-question’, conjunction is
not used.

S10. Ans. (b)

Sol. ‘that’ will be used in place of ‘since’ as
after ‘ago’, conjunction ‘that’ is used, not ‘since’. Ex. It was ten years ago that his father died.

S11. Ans. (b)

Sol. ‘was’ will
be used after ‘he’ as sentence is in passive voice.

S12. Ans. (c)

Sol. Use
‘hidden’ in place of ‘hiding’ as in passive voice ‘To Be + third form of verb’
is used.

S13. Ans. (e)

Sol. The
sentence is grammatically correct.

S14. Ans. (c)

Sol. Use ‘had’
in place of ‘was’.

S15. Ans. (d)

Sol. ‘would’
will be used in place of ‘will’ because in starting clause of “even though” ‘he
knew’ is in past tense, therefore in “that-clause” also Past tense will be
used.